What may a creditor do if an applicant applies for individual unsecured credit?

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answerhappygod
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What may a creditor do if an applicant applies for individual unsecured credit?

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What may a creditor do if an applicant applies for individual unsecured credit?

A. A creditor may never require the signature of another person.
B. A creditor may ask for the signature of the applicant's spouse if the applicant is not creditworthy.
C. A creditor may require another signature if the applicant relies on jointly owned property to establish creditworthiness.
D. A creditor may ask the applicant to withdraw the application if it does not meet the creditor's credit standards.
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