It is becoming increasingly obvious that each person will need to take greater responsibility for their own retirement p

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It is becoming increasingly obvious that each person will need
to take greater responsibility for their own retirement
planning. Traditional pensions are becoming increasingly rare
while 401K's more common. In some cases workers may only have
access to IRA's.
An option to many workers is creation of an Individual
Retirement Account (IRA)
Research the two types of IRA Accounts (Traditional and
Roth)
Characterize both types of accounts by listing and discussing
the relative advantages and disadvantages of each.
Discuss who can open each type of account including income
limitations and withdrawal options and limitations
Also discuss where and how an account may be opened