Even if, the annual balances, in certain months"™ expenses may exceed income, causing a monthly budget deficit. Likewise

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Even if, the annual balances, in certain months"™ expenses may exceed income, causing a monthly budget deficit. Likewise, a surplus occurs when income in some months exceed expenses. It remedy may be:

A. Shift expenses from months which budget, deficits to months with surpluses for, (or alternatively, transfer income, if possible, from months with surpluses to those with deficit)
B. Use savings, investments, or borrowing to cover temporary deficits
C. Estimate genuine expenses
D. Pay off your credit card