Definition of completed application""12 CFR 202.2(f) is: A. An application for which the bank has received all the infor

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Definition of completed application""12 CFR 202.2(f) is:
A. An application for which the bank has received all the information it regularly considers in evaluation, including credit reports, verifications, and so forth

B. The creditor must be reasonably diligent in collecting information to complete the application (for example, ordering credit bureau reports)
C. An inquiry becomes an application when the creditor evaluates information and decides to grant or decline the credit
D. Requests for written preapprovals to be issued by the lender are considered applications