Debt Cancellation Contracts and Debt Suspension Agreements coverage includes:

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Debt Cancellation Contracts and Debt Suspension Agreements coverage includes:

A. National banks that issue debt cancellation contracts and debt suspension agreements with borrowers in connection with loans for personal, family, or household purposes
B. A national bank may not engage in any practice, including advertising, which would cause a reasonable person to be misled with respect to DSAs and DCCs
C. A bank must provide the long-form disclosures in writing before the customer completes the purchase of a contract. If the solicitation occurs in person, the long-form disclosures must be provided at that time
D. A bank must make the short-form disclosures orally at the time the bank first solicits the contract