In the mid-1980s a movement began among the federal supervisory agencies to produce a uniform ARM regulation. In 1988, t

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In the mid-1980s a movement began among the federal supervisory agencies to produce a uniform ARM regulation. In 1988, the Federal Reserve Board added the uniform ARM disclosure requirements to a regulation. Therefore, most of the original OCC ARM consumer protection requirements are now found in this new regulation. Adjustable rate mortgage loans made by national banks may be subject to the OCC"™s ARM regulation or the requirements of this new regulation, or both. This new regulation is:
A. Regulation Z
B. Truth in Lending
C. CFR 34.21, 34.22 and 34.23
D. FIRREA penalty