Anita is an underwriter at Westfork Mutual. She has received an
application for personal umbrella liability coverage for John and
Mary, a couple in their forties. John and Mary have a homeowner
policy and an automobile policy with Durham Insurance. Because
Durham Insurance does not write umbrella liability coverage, the
couple's insurance broker has placed that coverage with Westfork.
Describe how Anita will handle a submission in which the underlying
policies are with another insurer:
Anita is an underwriter at Westfork Mutual. She has received an application for personal umbrella liability coverage for
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