3. Tedros and Zuri are a married couple, and they have both decided to apply for a disability insurance policy. Tedros i

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3. Tedros and Zuri are a married couple, and they have both decided to apply for a disability insurance policy. Tedros i

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3. Tedros and Zuri are a married couple, and they have both decided to apply for a disability insurance policy. Tedros is in good health, and he enjoys mountain and Zuri smokes on a regular basis. Which of the following outcomes can be expected with regard to their insurance applications?
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