Consider two individuals that are both considering the exact same cash flow stream. If the individuals are psychologica

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Consider two individuals that are both considering the exact
same cash flow stream. If the individuals are psychologically
different in terms of how they subjectively discount the future,
then which of the following is correct?
Group of answer choices
the individual with the higher opportunity cost of time will
value the cash flow stream more
the individual that is less patient will value the cash flow
stream more
the individual with the higher subjective discount rate will
value the cash flow stream more
the individual with the higher subjective discount factor will
value the cash flow stream more