six years after a disability policy was issued, an insured changed occupations from less hazardous to more hazardous and

[answerhappygod]

six years after a disability policy was issued, an insured
changed occupations from less hazardous to more hazardous and
failed to notify Occupation provision, If a claim is filed
the insurer will
A. pay no benefit since the insured failed to inform the insurer
of the change in occupation
B. pay the benefit as contracted for since the policy is over 2
years old
C. reduce the benefit to an amount the actual premium paid would
have purchased at the more hazardous occupation
D. reduce the payment by the exact amount of the premium
underpayment