How does IBM describe the benefits of horizontal integration?

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answerhappygod
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How does IBM describe the benefits of horizontal integration?

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How does IBM describe the benefits of horizontal integration?

A. Better integration of data elements cross the business
B. Elimination of silos and enablement of a comprehensive view of risks
C. Better granularity of risk measures in the middle office
D. Improvements of measure of credit risk from front to back of the enterprise
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