Using data provided by the credit applicant, along with any information obtained from the credit bureau, the store or ba

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Using data provided by the credit applicant, along with any information obtained from the credit bureau, the store or bank must decide whether to grant credit. Very likely, some type of credit scoring scheme will be used to make the decision. An over all credit score is developed for you by assigning values to such factors as:

A. Annual income
B. Level of debt paid
C. Level of existing debt
D. Presence of savings accounts