1. When your child graduates from college, your life insurance needs will end. decrease. remain the same. increase. 2. W

[answerhappygod]

1. When your child graduates from college, your life insurance
needs will
end.
decrease.
remain the same.
increase.
2.
Which type of permanent life insurance allows you to grow the
cash value through investment securities like stock and bonds?
Universal life insurance
Single-premium whole life insurance
Whole life insurance
Variable life insurance
3. John lied about his health on his application for life
insurance and the insurer issued the policy, even though it would
not have done so, had it fully understood John’s health history. If
John dies within the year, the insurer:
must still pay the beneficiary the face value of the policy.
can refuse payment on the policy because of John’s
misrepresentation.
must still pay the beneficiary at least half the face value of
the policy.
can reduce the amount of the payment to John’s beneficiaries
based on his misrepresentation.
4. Which of the following factors do not affect life insurance
premiums?
Expenses incurred by the insurer
Risk classification of the person seeking the insurance
Profitability of the insurance company
Quality of health-care insurance, of the person seeking the
insurance