The following is the policy data owned by an insurance company for motor vehicle insurance products start

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The following is the policy data owned by an insurance company formotor vehicle insurance products start date expiration date ofvehicles1/1/20191/1/20201201/1/20201/1/2021180The companyonly sells annual policies.In 2020, itwas discovered that there were 30 claims that had been reported bythe insured.Calculateexposure earns during 2020. Note: an exposure is assessed 1 if therisk is covered for a full 1 year.Calculatethe frequency of such claims during 2020if thecompany is going to provide a taxi voucher for every claim worth300,000, what is the risk premium (loss cost) for this productbased on the 2020 claim?if thecompany sells the product at point c of 75,000, what is theestimated loss ratio / claim ratio for this product?