8)When lenders are able to quantify their credit risks, they can use the output for all of the below, except: Check the

[answerhappygod]

8)When lenders are able to quantify their credit risks, they can
use the output for all of the below, except:
Check the adequacy of their own capital position
Determine prototypes for new product introductions in the
market
Determine the need to undertake portfolio level hedging
strategies
Consider possibilities to sell existing loans from their
books
Single choice
9)
A Director on the Board persuaded his organization to do
business with a new customer and extend them credit terms. He
didn't disclose to the Board that the new customer was owned by one
of his friends and that he knew they were in financial difficulty.
The new customer goes into liquidation having bought and taken
delivery of SAR 1,000,000 of products and not paid for them. The
Director didn't receive any financial inducement. The organization
takes civil action against this Director. What do you think might
be a likely outcome?
The Director committed fraud and is sentenced to 2 years in
prison, fined SAR 500,000 and is disqualified from being a
Director.
The Director has neglected their general duty of loyalty to the
organization. Their Board position is terminated, they have to pay
for the SAR 1,000,000 bad debt and are disqualified from being a
Director
The Director has engaged in commercial activity that is in
competition with a business activity. Their Board position is
terminated and they are fined SAR 200,000 and disqualified from
being a Director.
The Director has disclosed insider information concerning the
company. Their Board position is terminated, they have to pay for
the SAR 1,000,000 bad debt and are disqualified from being a
Director