Given the “Moral Hazard” problem mentioned in CH 5, in your opinion, whether many insured patients in the U.S. really “a

[answerhappygod]

Given the “Moral Hazard”
problem mentioned in CH 5, in your opinion, whether many insured
patients in the U.S. really “abuse”
the healthcare system? What kind of market participants
(insurance carriers, physicians, hospitals, pharmaceuticals, or
patients) suffer the most? Please explain briefly in your own
words.
One paragraph one
please