Carl is 35 years old and working with his insurance agent, Bernice, to obtain appropriate insurance coverage. Which of t

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Carl is 35 years old and working with his
insurance agent, Bernice, to obtain appropriate
insurance coverage. Which of the following
factors could INCREASE Carl's probability of his
risk of death?
1. His grandfather passed away from cancer.
2. He occasionally consumes alcoholic
beverages socially.
3. He is the primary caregiver of his family's
children.
4. He has a history of driving infractions.