- Using Table 19 1 And Table 19 2 Calculate The Annual Semiannual Quarterly And Monthly Premiums In For The Life I 1 (42.59 KiB) Viewed 30 times
TABLE 19-1 Annual Life Insurance Premiums (per $1,000 of Face Value) Term Insurance 5-Year 10-Year Whole Life Term Term Age Male Male Female 18 $2.32 $4.33 $13.22 $11.17 19 2.38 4.42 13.60 11.68 20 2.43 4.49 14.12 12.09 21 2.49 4.57 14.53 12.53 22 2.55 4.64 14.97 12.96 23 2.62 4.70 15.39 13.41 24 2.69 4.79 15.90 13.92 25 2.77 4.85 16.38 14.38 26 2.84 4.92 16.91 14.77 27 2.90 5.11 17.27 15.23 28 2.98 5.18 17.76 15.66 29 3.07 5.23 18.12 16.18 30 3.14 5.30 18.54 16.71 35 3.43 6.42 24.19 22.52 40 4.23 7.14 27.21 25.40 45 6.12 8.81 33.02 29.16 50 9.72 14.19 37.94 33.57 55 16.25 22.03 45.83 37.02 60 24.10 37.70 53.98 42.24 Male Female $ 1.90 1.96 2.07 2.15 2.22 2.30 2.37 2.45 2.51 2.58 2.64 2.70 2.78 2.92 3.90 5.18 8.73 12.82 19.43 Female $ 4.01 4.12 4.20 4.29 4.36 4.42 4.47 4.51 4.60 4.69 4.77 4.84 4.93 5.35 6.24 7.40 9.11 13.17 24.82 Permanent Insurance 20-Payment Life Male $23.14 24.42 25.10 25.83 26.42 27.01 27.74 28.40 29.11 29.97 30.68 31.52 32.15 37.10 42.27 48.73 56.31 61.09 70.43 Female $19.21 20.92 21.50 22.11 22.89 23.47 24.26 25.04 25.96 26.83 27.54 28.09 28.73 33.12 36.29 39.08 44.16 49.40 52.55 20-Year Endowment Male Female $33.22 $29.12 33.68 30.04 34.42 31.28 34.90 31.79 35.27 32.40 35.70 32.93 36.49 33.61 37.02 34.87 37.67 35.30 38.23 35.96 38.96 36.44 39.42 37.21 40.19 37.80 43.67 39.19 48.20 42.25 51.11 46.04 58.49 49.20 71.28 53.16 79.15 58.08
TABLE 19-2 Life Insurance-Premium Factors Premium Paid Semiannually Quarterly Monthly Percent of Annual Premium 52% 26% 9%