1. The Affordable Care Act was enacted in 2010. It contains a clause requiring everyone to carry some type of health ins

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1. The Affordable Care Act was enacted in 2010. It contains a clause requiring everyone to carry some type of health insurance. This requirement is referred to as the A. individual mandate B. moral hazard C. none of the answers listed D. risk permium2. People buy health insurance because they expect to pay more in health premiums to the insurance company than their yearly costs for healthcare services. A. TrueB. False3. Which is not a large Private Insurance company?A. All answers are correct B. CignaC. AetnaD. United health care E. Blue Cross/Blue Shield4. Medicare pays hospitals and healthcare organizations by diagnosis. These diagnoses are coded as A. Disease States B. Inpatient and Outpatient Episodes of Care C. Diagnostic Tests and Surgeries D. DRG'S (Diagnosis Related Groups5. The willingness to pay for health insurance is called the A. Risk premium B. individual mandate C. determined risk D. adverse selection6. Which was not a demographic measure in the RAND study? A.Age B. Welfare Eligibility C. Gender D. Location E.Marital Status7. Underwriting is an internal insurance process that identifies characteristics of individuals or groups This information is used to create insurance pools. This allows insurance companies to assign new applicants to these "pools" based on their A.risk profile B. appropriate risk C. objective risk D. common risk
1. The Affordable Care Act was enacted in 2010. It contains a clause requiring everyone to carry some type of health insurance. This requirement is referred to as the
A. individual mandate
B. moral hazard
C. none of the answers listed
D. risk permium
2. People buy health insurance because they expect to pay more in health premiums to the insurance company than their yearly costs for healthcare services.
A. True
B. False
A. All answers are correct B. CignaC. AetnaD. United health care E. Blue Cross/Blue Shield4. Medicare pays hospitals and healthcare organizations by diagnosis. These diagnoses are coded as A. Disease States B. Inpatient and Outpatient Episodes of Care C. Diagnostic Tests and Surgeries D. DRG'S (Diagnosis Related Groups5. The willingness to pay for health insurance is called the A. Risk premium B. individual mandate C. determined risk D. adverse selection6. Which was not a demographic measure in the RAND study? A.Age B. Welfare Eligibility C. Gender D. Location E.Marital Status7. Underwriting is an internal insurance process that identifies characteristics of individuals or groups This information is used to create insurance pools. This allows insurance companies to assign new applicants to these "pools" based on their A.risk profile B. appropriate risk C. objective risk D. common risk
A. All answers are correct
B. Cigna
C. Aetna
D. United health care
E. Blue Cross/Blue Shield
4. Medicare pays hospitals and healthcare organizations by diagnosis. These diagnoses are coded as
A. Disease States
B. Inpatient and Outpatient Episodes of Care C. Diagnostic Tests and Surgeries
D. DRG'S (Diagnosis Related Groups
5. The willingness to pay for health insurance is called the
A. Risk premium
B. individual mandate
C. determined risk
D. adverse selection
6. Which was not a demographic measure in the RAND study?
A.Age
B. Welfare Eligibility
C. Gender
D. Location
E.Marital Status
7. Underwriting is an internal insurance process that identifies characteristics of individuals or groups This information is used to create insurance pools. This allows insurance companies to assign new applicants to these "pools" based on their A.risk profile
B. appropriate risk
C. objective risk
D. common risk