Which one of the following is not true of the Employee Retirement Income Security Act (ERISA)? It sets the minimum stand

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Which one of the following is not true of the Employee
Retirement Income Security Act (ERISA)?
It sets the minimum standards and requirements that the pension
plan must meet.
It seeks to ensure that all employees covered by pension plans
receive the benefits due them under the plans.
It does not apply to employee benefit plans that are established
by federal, state, or local government employers.
It requires an employer to provide a pension plan for its
employees.