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Assume that fire destroys two rooms of furniture that were 6 years old and had an estimated useful life of 10 years. The

Posted: Thu Jul 21, 2022 8:58 pm
by answerhappygod
Assume that fire destroys two rooms of furniture that were 6 years old and had an estimated useful life of 10 years. The replacement cost is $5,000. Therefore at the time of loss, the furniture was subject to an assumed physical depreciation of 60%, i.e., 3,000 in this case. Because the actual cash value is estimated at
$2,000. So, the maximum insurer would have to pay is:

A. $2,200
B. $2,000
C. $3,000
D. $5,000