If the returned check is an electronic item that is not a representation of a ___________, Reserve Banks will indemnify

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If the returned check is an electronic item that is not a representation of a ___________, Reserve Banks will indemnify a bank to which the check is returned if the bank incurs losses as a result of indemnities the bank would be required to make under Regulation CC in connection with a substitute check later created from the returned check. A Reserve Bank will not be liable, however, if the loss could be attributed to a lack of good faith or failure to exercise ordinary care on the part of any person who handled the item.

A. Returning check
B. Substitute check
C. Cross check
D. Retuning item