Any person in one of the following category can be debt collector:

[answerhappygod]

Any person in one of the following category can be debt collector:

A. A person operating a business whose principal purpose is to collect debts
B. A person who regularly collects or attempts to collect debts owed to another (this includes outside counsel who collects debts on behalf of the financial institution)
C. A creditor who collects its own debts using a name other than its own, giving the impression that a third party is collecting it
D. A creditor who collects its own debts because of his forefathers