In Guidance on Nontraditional Mortgage Product Risks, if the institution has a concentration in a nontraditional mortgag

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In Guidance on Nontraditional Mortgage Product Risks, if the institution has a concentration in a nontraditional mortgag

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In Guidance on Nontraditional Mortgage Product Risks, if the institution has a concentration in a nontraditional mortgage portfolio, the institution should:
A. Have well-developed monitoring systems and risk management practices
B. Monitor by originator and key borrower and portfolio characteristics
C. Not understand the risk of payment shock and negative amortization
D. A and B
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