Subprime borrowers are those with weakened credit histories or reduced repayment capacity. Loans to these borrowers hist

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Subprime borrowers are those with weakened credit histories or reduced repayment capacity. Loans to these borrowers historically have had a higher delinquency rate. Many lenders have expanded their lending programs and added subprime products as a method of meeting their _______________ by providing greater credit access to lower-income consumers.
A. Community Reinvestment Act (CRA) responsibilities
B. Fraudulent marketing tactics
C. FTC Act
D. Predatory Lending