Software to detect fraud in consumer phone cards tracks the number of metropolitan areas where calls originate each day.

[answerhappygod]

Software to detect fraud in consumer phone cards tracks the
number of metropolitan areas where calls originate each day. It is
found that 4% of the legitimate users originate calls from two or
more metropolitan areas in a single day. However, 30% of fraudulent
users originate calls from two or more metropolitan areas in a
single day. The proportion of fraudulent users is 0.0132%. If the
same user originates calls from two or more metropolitan areas in a
single day, what is the probability that the user is fraudulent?
Round your answer to six decimal places (e.g. 98.765432).