You just received an insurance settlement offer related to an accident you had six years ago. The offer gives you a choi

[answerhappygod]

You just received an insurance settlement offer related to an
accident you had six years ago. The offer gives you a choice of one
of the following three offers:
Option A
$1,678 a month for 72 months
Option B
$1,175 a month for 10 years
Option C
$98,000 as a lump sum payment today
You can earn 8.00% on your investments. You do not care if you
personally receive the funds or if they are paid to your heirs
should you die within the settlement period. Which option should
you choose, why?
Please show work.